From the category archives:


Sacrifice Now or Sacrifice Later, You Choose

March 8, 2011

I’ve heard people say Dave Ramsey’s Baby Steps are nice in theory, but he just doesn’t want me to have fun. “That’s fine for you, but I want to have fun now.” I’ve also heard, “That’s probably a good idea, but I’ve never been cheated along the way.” Well, they may have some valid points, […]

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Proverbs Guide to Finance

July 25, 2010

The proverbs of Solomon son of David, king of Israel: for attaining wisdom and discipline; for understanding words of insight; for acquiring a disciplined and prudent life, doing what is right and just and fair; for giving prudence to the simple, knowledge and discretion to the young- let the wise listen and add to their […]

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Retirement Planning, 401k’s, and IRA’s Go Hand in Hand

June 24, 2010

The ongoing recession has put a tight squeeze on family budgets for the past two years. With priorities changing every month based on inconsistent cash flow, how can anyone put away anything for retirement? It is easy to get distracted in these troubled times, but there is no time like the present to do a […]

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Dave Ramsey’s Baby Steps: Step 4 – Save 15% for Retirement

March 12, 2010

photo credit: tlwebb Baby step four is to start saving money for retirement. Social Security and Medicare are basically bankrupt. If you are in your 20’s or 30’s you probably can’t count on too much help from Uncle Sam. Who knows if there will be anything there when you get to retirement age. This means […]

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