From the category archives:

Get out of Debt

Say No to Debt, PGTF Principle 3

August 25, 2010

The rich rule over the poor, and the borrower is servant to the lender. Proverbs 22:7 The heart of personal finance is to spend less money than you make. Whether that means making more money, spending less, or a combination of the two. Any way you look at it you cannot spend more money than [...]

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Proverbs Guide to Finance

July 25, 2010

The proverbs of Solomon son of David, king of Israel: for attaining wisdom and discipline; for understanding words of insight; for acquiring a disciplined and prudent life, doing what is right and just and fair; for giving prudence to the simple, knowledge and discretion to the young- let the wise listen and add to their [...]

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The I’M DEBT FREE Giveaway

June 10, 2010

A few weeks ago a my wife and I paid off our last non-mortgage debt. Baby step 2 is finished! We paid off $28,000 in 10 months. We worked hard and we sacrificed, but it was so worth it. We didn’t only eat beans and rice, (I don’t really like beans so it was just [...]

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8 Tips to Help Stay Away From Debt

May 15, 2010

This guest post is by Sharon Smith. She is a financial writer associated with the Oak View Law Group. She offers advice on various debt management plans. Getting into debt is much easier than coming out of it. The debt is considered to be a labyrinth where it would be difficult to trace the exit [...]

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How To Pay Off Your Mortgage Early

March 25, 2010

First I’d like to touch on why you might want to pay off the mortgage early. Elle from Couple Money recently wrote about accelerating their mortgage payments to save money. It is a great idea, and I thought I’d add a few ideas and tips of my own. Here is her simple plan and the [...]

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Quick and Easy Way to Simplify Your Budget

March 24, 2010

Create a new bank account. That’s it. That was the key to my wife and I paying off $21,000 in debt over the last eight months. At some point we plan on having children, and my wife wants to be able to stay at home with them. That means our budget has to be able [...]

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If You Want To Win With Debt, Do This

March 22, 2010

My son, if you have put up security for your neighbor, if you have struck hands in pledge for another, if you have been trapped by what you said, ensnared by the words of your mouth, then do this, my son, to free yourself, since you have fallen into your neighbor’s hands: Go and humble [...]

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Dave Ramsey’s Baby Steps: Step 6 – Pay Off the Mortgage Early

March 14, 2010

photo credit: freeloosedirt The grass in the backyard feels different between your toes when the mortgage is paid off and you really own it. I can’t wait to get past this step. It opens so many possibilities.

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Dave Ramsey’s Baby Steps: Step 2 – Get Out of Debt

March 9, 2010

photo credit: Andres Rueda Cut up those credit cards right now. You have to. If you keep using them you won’t ever get out of debt. Baby Step 2 is to attack your debt with a vengeance and pay off everything except the mortgage. Dave says that it is easy to wander into debt, but [...]

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