Christian Common Cents » Dave Ramsey http://www.christiancommoncents.com Your Biblical Guide to Personal Finance Thu, 18 Aug 2011 19:43:19 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Sacrifice Now or Sacrifice Later, You Choosehttp://www.christiancommoncents.com/2011/03/08/sacrifice-now-or-sacrifice-later-you-choose/ http://www.christiancommoncents.com/2011/03/08/sacrifice-now-or-sacrifice-later-you-choose/#comments Wed, 09 Mar 2011 00:59:22 +0000 Derek Clark http://www.christiancommoncents.com/?p=692 I’ve heard people say Dave Ramsey’s Baby Steps are nice in theory, but he just doesn’t want me to have fun. “That’s fine for you, but I want to have fun now.” I’ve also heard, “That’s probably a good idea, but I’ve never been cheated along the way.” Well, they may have some valid points, [...]

Sacrifice Now or Sacrifice Later, You Choose is a post from Christian Common Cents

]]> http://www.christiancommoncents.com/2011/03/08/sacrifice-now-or-sacrifice-later-you-choose/feed/ 0 Total Money Makeover Giveawayhttp://www.christiancommoncents.com/2010/03/15/total-money-makeover-giveaway/ http://www.christiancommoncents.com/2010/03/15/total-money-makeover-giveaway/#comments Tue, 16 Mar 2010 02:52:20 +0000 Derek Clark http://www.christiancommoncents.com/?p=159 Total Money MakeoverAs I launch this new blog I wanted to share some of the knowledge I've gained from listening to and reading Dave Ramsey. That is why I started out with my series on his Baby Steps.
To take it a step farther, I've decided to give away 3 copies of Dave's The Total Money Makeover. If you haven't read it you should, and if you already have it makes a great gift. I wish I would have read it sooner.

Total Money Makeover Giveaway is a post from Christian Common Cents

]]> http://www.christiancommoncents.com/2010/03/15/total-money-makeover-giveaway/feed/ 19 Dave Ramsey’s Baby Steps: Step 7 – Give, Save, and Spend!http://www.christiancommoncents.com/2010/03/15/baby-step-7-give-save-spend/ http://www.christiancommoncents.com/2010/03/15/baby-step-7-give-save-spend/#comments Mon, 15 Mar 2010 15:00:00 +0000 Derek Clark http://www.christiancommoncents.com/?p=125 photo credit: Eric Kilby Congratulations, you made it. When you get to baby step 7 you get to have a party. This is where you get to Give, Save, and Spend lots of money. These are the three things that money is for. You want to give it away, spend it on fun stuff, and [...]

Dave Ramsey’s Baby Steps: Step 7 – Give, Save, and Spend! is a post from Christian Common Cents

]]> http://www.christiancommoncents.com/2010/03/15/baby-step-7-give-save-spend/feed/ 13 Dave Ramsey’s Baby Steps: Step 6 – Pay Off the Mortgage Earlyhttp://www.christiancommoncents.com/2010/03/14/pay-off-the-mortgage-early/ http://www.christiancommoncents.com/2010/03/14/pay-off-the-mortgage-early/#comments Sun, 14 Mar 2010 15:00:19 +0000 Derek Clark http://www.christiancommoncents.com/?p=118 photo credit: freeloosedirt The grass in the backyard feels different between your toes when the mortgage is paid off and you really own it. I can’t wait to get past this step. It opens so many possibilities. Just think how much easier your budget would be without a mortgage payment. Moms can stay home with [...]

Dave Ramsey’s Baby Steps: Step 6 – Pay Off the Mortgage Early is a post from Christian Common Cents

]]> http://www.christiancommoncents.com/2010/03/14/pay-off-the-mortgage-early/feed/ 11 Dave Ramsey’s Baby Steps: Step 5 – Save for the Kid’s Collegehttp://www.christiancommoncents.com/2010/03/13/save-for-the-kids-college/ http://www.christiancommoncents.com/2010/03/13/save-for-the-kids-college/#comments Sun, 14 Mar 2010 02:28:05 +0000 Derek Clark http://www.christiancommoncents.com/?p=102 photo credit: keithbsmiley Do you have kids? Do you plan on having kids someday? Is their a kid in your life that you kind of like and think maybe you want them to be able to go to college someday? If you answered yes to any of these questions now is the time to start [...]

Dave Ramsey’s Baby Steps: Step 5 – Save for the Kid’s College is a post from Christian Common Cents

]]> http://www.christiancommoncents.com/2010/03/13/save-for-the-kids-college/feed/ 9 Dave Ramsey’s Baby Steps: Step 4 – Save 15% for Retirementhttp://www.christiancommoncents.com/2010/03/12/save-for-retirement/ http://www.christiancommoncents.com/2010/03/12/save-for-retirement/#comments Fri, 12 Mar 2010 01:54:39 +0000 Derek Clark http://www.christiancommoncents.com/?p=87 photo credit: tlwebb Baby step four is to start saving money for retirement. Social Security and Medicare are basically bankrupt. If you are in your 20′s or 30′s you probably can’t count on too much help from Uncle Sam. Who knows if there will be anything there when you get to retirement age. This means [...]

Dave Ramsey’s Baby Steps: Step 4 – Save 15% for Retirement is a post from Christian Common Cents

]]> http://www.christiancommoncents.com/2010/03/12/save-for-retirement/feed/ 9 Dave Ramsey’s Baby Steps: Step 3 – Three to Six Months Emergency Fundhttp://www.christiancommoncents.com/2010/03/10/three-to-six-months-emergency-fund/ http://www.christiancommoncents.com/2010/03/10/three-to-six-months-emergency-fund/#comments Wed, 10 Mar 2010 10:18:44 +0000 Derek Clark http://www.christiancommoncents.com/?p=69 photo credit: pathwithpaws Great news, if you’ve made it to this step you are debt free. Next you have to save up for emergencies. Life happens and you need to have a safety net. The third baby step is a 3 to 6 month emergency fund. This step builds on the $1000 emergency fund from [...]

Dave Ramsey’s Baby Steps: Step 3 – Three to Six Months Emergency Fund is a post from Christian Common Cents

]]> http://www.christiancommoncents.com/2010/03/10/three-to-six-months-emergency-fund/feed/ 14 Dave Ramsey’s Baby Steps: Step 2 – Get Out of Debthttp://www.christiancommoncents.com/2010/03/09/dave-ramsey%e2%80%99s-baby-steps-step-2-%e2%80%93-get-out-of-debt/ http://www.christiancommoncents.com/2010/03/09/dave-ramsey%e2%80%99s-baby-steps-step-2-%e2%80%93-get-out-of-debt/#comments Tue, 09 Mar 2010 04:27:44 +0000 Derek Clark http://www.christiancommoncents.com/?p=54 photo credit: Andres Rueda Cut up those credit cards right now. You have to. If you keep using them you won’t ever get out of debt. Baby Step 2 is to attack your debt with a vengeance and pay off everything except the mortgage. Dave says that it is easy to wander into debt, but [...]

Dave Ramsey’s Baby Steps: Step 2 – Get Out of Debt is a post from Christian Common Cents

]]> http://www.christiancommoncents.com/2010/03/09/dave-ramsey%e2%80%99s-baby-steps-step-2-%e2%80%93-get-out-of-debt/feed/ 26 Dave Ramsey’s Baby Steps: Step 1 – $1000 Emergency Fundhttp://www.christiancommoncents.com/2010/03/08/dave-ramseys-baby-steps/ http://www.christiancommoncents.com/2010/03/08/dave-ramseys-baby-steps/#comments Mon, 08 Mar 2010 11:09:19 +0000 Derek Clark http://www.christiancommoncents.com/?p=26 I am a big fan of Dave Ramsey and his advice on money and life. He has changed the way I think about my finances and it has been all for the better. This is going to be the start of a 7 part series covering Dave Ramsey's Baby Steps to financial freedom.

Dave Ramsey’s Baby Steps: Step 1 – $1000 Emergency Fund is a post from Christian Common Cents

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